Legal
Terms & Conditions
Last updated: January 2026
1. Acceptance of Terms
By accessing and using the website belvontaro.com (hereinafter, "the Site"), you accept these Terms and Conditions in their entirety. If you do not agree with any of the terms set forth herein, we ask that you do not use the Site. Belvontaro SpA (RUT: 77.345.678-9), with legal domicile at Av. Providencia 1234, Office 801, Providencia, Santiago, Chile, is the owner and operator of the Site.
2. Nature of the Service
Belvontaro is a financial education portal that provides informational and educational content on personal economics, financial planning and social programs in Chile. It is important to note that: we do not provide regulated financial services; our content is exclusively educational and informational in nature; no material published on the Site constitutes investment, tax, legal or financial advice; financial decisions you make are your sole responsibility.
3. Permitted Use of the Site
The Site is intended for persons over 18 years of age residing in Chile or who have an interest in the Chilean economy. You agree to: use the Site lawfully, respecting current legislation in the Republic of Chile; not reproduce, distribute or modify the content of the Site without prior written authorization; not attempt to access restricted areas of the Site or interfere with its normal operation; provide truthful and up-to-date information in the contact form.
4. Intellectual Property
All content on the Site, including texts, graphics, logos, images, designs, navigation structure and source code, is protected by Chile's intellectual property laws and applicable international treaties. The "Belvontaro" trademark and its logo are the exclusive property of Belvontaro SpA. Their reproduction, distribution or use without express written authorization is prohibited.
5. Exchange Rate Information
The information on Chilean peso exchange rates displayed on the Site is merely informational and referential in nature. Belvontaro does not guarantee the accuracy, completeness or real-time updating of such information. Official exchange rates should be consulted from authorized sources such as the Central Bank of Chile (www.bcentral.cl). Any decision based on the exchange rate information provided is the sole responsibility of the user.
6. Limitation of Liability
Belvontaro SpA shall not be liable for: direct, indirect, incidental, consequential or punitive damages resulting from the use or inability to use the Site; financial decisions made based on the Site's educational content; interruptions, errors or defects in the Site's operation; loss of data or information derived from the use of the Site. Any potential return mentioned in educational materials is adjusted for risks and does not constitute a guarantee of results.
7. Third-Party Links
The Site may contain links to third-party websites for informational or reference purposes. Belvontaro does not control and is not responsible for the content, privacy policies or practices of these external sites. We recommend reviewing the terms and conditions of each site you visit through our links.
8. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute arising from the interpretation or application of these terms shall be submitted to the jurisdiction of the ordinary courts of justice of Santiago de Chile, with the parties waiving any other jurisdiction that may apply to them.
9. Modifications
Belvontaro SpA reserves the right to modify these Terms and Conditions at any time without prior notice. Modifications shall take effect upon their publication on the Site. Continued use of the Site after the publication of modifications constitutes your acceptance of the new terms.
10. Contact
For inquiries about these Terms and Conditions, you may contact: Belvontaro SpA, Av. Providencia 1234, Office 801, Providencia, Santiago, Chile. Email: contacto@belvontaro.com. Phone: +56 2 2345 6789.